About UrLoan

About UrLoan

Your trusted financial partner since 2018

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Our Story

Our Story

Founded in 2018, URLoan began with a simple mission: to make financial services accessible, transparent, and tailored to individual needs. What started as a small office with just five dedicated professionals has grown into a nationwide network of financial experts serving thousands of clients.

Our journey has been defined by our commitment to innovation and customer satisfaction. We've continuously evolved our services and technology to meet the changing needs of our clients while maintaining our core values of integrity, transparency, and personalized service.

Today, URLoan is recognized as a leader in the financial services industry, known for our competitive rates, exceptional customer service, and innovative loan solutions.

Our Mission

Our Mission & Vision

Mission

To empower individuals and businesses with accessible, transparent, and personalized financial solutions that help them achieve their goals and build a secure future.

Vision

To be the most trusted financial partner, known for our integrity, innovation, and commitment to our clients' success. We aim to transform the lending experience by combining cutting-edge technology with personalized human guidance.

Our Core Values

The principles that guide everything we do

Integrity

We operate with honesty and transparency in all our dealings. Our clients trust us because we always put their interests first and provide clear, straightforward information.

Client-Centered

Every decision we make is guided by what's best for our clients. We listen carefully to understand their unique needs and develop solutions tailored specifically for them.

Innovation

We continuously seek new ways to improve our services and make the loan process simpler, faster, and more accessible. We embrace technology while maintaining the human touch.

What Our Clients Say

Hear from those who've experienced our services

"UR Loan helped me when I needed it most. I applied for a personal loan to manage some unexpected medical expenses, and the entire process was smooth and transparent. The disbursal was quick, and the repayment plan suited my budget. Highly recommend their services!."

Client
Ravi

Personal Loan Client

"Thanks to UR Loan, I was able to secure the funding needed to expand my startup. The team understood my business goals and offered a custom business loan package that helped us increase our revenue by 50% in six months. The service and support were exceptional."

Client
Sathish Kumar

Business Loan Client

"UR Loan gave me the financial flexibility I needed through their overdraft facility and mortgage loan. Their expert team guided me through the paperwork and structured the loan in a way that perfectly matched my cash flow needs. I appreciate their professionalism and personal approach"

Client
Venkatesan

Overdraft & Mortgage Loan Client

Why Choose Us For Business Loans

Answers to commonly asked questions

Our business loans are tailored specifically to your company's needs and growth stage. We offer flexible terms, competitive rates, and a dedicated business advisor who understands your industry. Unlike traditional lenders, we consider multiple factors beyond just credit scores, including business performance and growth potential.

Our streamlined approval process typically takes 2-3 business days for most applications. For smaller loan amounts and businesses with established credit histories, we offer expedited approval that can be completed within 24 hours. Our efficient process ensures you can access capital when you need it most.

We work with businesses across various industries and of all sizes, from startups to established enterprises. Our loan specialists have experience in retail, manufacturing, technology, healthcare, hospitality, professional services, and many other sectors. This diverse expertise allows us to understand the unique financial challenges and opportunities in your specific industry.

Required documentation typically includes business financial statements for the past 2 years, tax returns, bank statements, a business plan, and proof of business ownership. For established businesses, we may also request accounts receivable and payable aging reports. Our team will provide a detailed checklist based on your specific situation and loan requirements.

Yes, we offer specialized financing solutions for specific industries with unique needs. This includes equipment financing for manufacturing, inventory financing for retail, practice loans for healthcare professionals, technology expansion loans for IT companies, and seasonal financing for businesses with cyclical revenue patterns. Our industry-specific loans are designed to address the particular challenges and opportunities in your field.

After your loan is approved, you'll be assigned a dedicated relationship manager who will serve as your point of contact throughout the loan term. We offer regular financial reviews, business advisory services, and access to our network of business partners. Additionally, we provide educational resources and workshops to help you maximize the impact of your financing and continue growing your business.